Terms and Conditions

Terms and Conditions of Use


By accessing this website and any of its pages, you agree to be bound by the following terms and conditions of use. Please read these terms and conditions carefully. If you do not agree to these terms and conditions, do not access this website, or any of its pages.


The use of any information contained in the Global Health Insurance Marketing, Inc. (GHI) website (hereafter referred to as "Content") is entirely at your own risk. The Content and the GHI Website are provided "as is", without warranty of any kind, either express or implied, to the maximum extent permitted by applicable law. This includes without limitation, any warranties concerning the accuracy, completeness, reliability or availability of Content, products, services or results; and also any warranties of merchantability or fitness for a particular purpose.


All information and materials on this website are provided without warranty of any kind. These materials, including all text, images, logos, compilation, and design, unless otherwise noted, are the property of Global Health Insurance Marketing, Inc. All rights to this copyrighted material are reserved. These materials may not be copied or redistributed for commercial purposes, or for compensation of any kind, without prior written permission from Global Health Insurance Marketing, Inc.


Your privacy is very important to Global Health Insurance. We will NOT sell, exchange, or give away your personal information under any circumstances, except to health insurance carriers we represent for the purposes of quotations and applications for health insurance coverage. We care about your privacy and want you to feel comfortable and secure in your use of our website.

There are two types of information we collect; 1) Personal Information - this is "individually identifiable" information you provide to us; and 2) Aggregate Information - Standard web server/visitor traffic information, regarding overall website traffic patterns. Normally, web servers collect this type of basic information as part of their web log processes.

Log files are simply transaction records that web servers maintain. These log files are used for recording information, such as: service provider IP addresses, browser versions, referring websites, search terms used, average number of pages requested, average duration of visit, and/or total visitor traffic.

We use aggregate information gathered from your visit to better design our website. This information supplies us with a broad picture of how people use our website and helps us to manage our system and to better serve our users.

  1. Personal Information
    Information collected to process your order, might include contact information: name, mailing address, telephone number, fax number and/or email address. Additionally, we collect information relating to all the additional insured's names, age, marital status, employment and education. Your information will be processed and sent over to an insurance professional using our network. All customers' information we collect is strictly confidential and maintained in electronic files. Our participating insurance professionals, to whom this information is referred, are bound by the same terms of confidentiality and is used for rating purposes only for the insurance coverage/s requested and to contact the customers for purposes of completing and providing customers with the requested quotes.
  2. Aggregate Information
    In addition to information provided by our users, we use the normal Internet tracking tools associated with standard Internet protocols and web-based systems. This system information is typically stored in log files and is used for aggregate reporting. Aggregate reporting includes: total number of visitors, most visited sections, peak traffic times, etc.
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